About this trail:
Win/win.
Trail link: http://trailfire.com/Jeffrey/trails/30007
Summary: http://trailfire.com/Jeffrey/trailview/30007
Summary: http://trailfire.com/Jeffrey/trailview/30007
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The Latte Factor: $783/year. Swap black coffee for that flavored latte and avoid the vending machine.
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Life insurance: $275. That's right: improved health = lower premiums. It's good to be in shape.
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Health insurance: $680. Most insurers consider your BMI. Overweight or obese consumers may pay up to 30% more for premiums.
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Health care costs: $151. Reducing your body weight by 10% (if you're overweight) can lower your lifetime medical costs by $2200-$5300.
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Lose weight--at a discount.
Savings start even before you've dropped those 15 pounds. Most employers -- 81%, to be exact -- offer wellness incentives such as fitness club discounts, says Linda Cushman of Hewitt Associates. Reader's Digest, for example, reimburses employees for 50% of the cost of annual health-club memberships, up to $250 per year. And if your employer offers health care through a major insurance provider, you may be entitled to further deals. Aetna, for example, offers 15% off Jenny Craig memberships and 25% off eDiets.com. And Oxford Health Plans deducts 10% to 15% off certain home fitness equipment as part of its Healthy Bonus initiative.
Savings start even before you've dropped those 15 pounds. Most employers -- 81%, to be exact -- offer wellness incentives such as fitness club discounts, says Linda Cushman of Hewitt Associates. Reader's Digest, for example, reimburses employees for 50% of the cost of annual health-club memberships, up to $250 per year. And if your employer offers health care through a major insurance provider, you may be entitled to further deals. Aetna, for example, offers 15% off Jenny Craig memberships and 25% off eDiets.com. And Oxford Health Plans deducts 10% to 15% off certain home fitness equipment as part of its Healthy Bonus initiative.
