4. The one thing that unites all human beings, regardless of age, gender, religion, economic status or ethnic background, is that, deep down inside, we ALL believe that we are above-average drivers.
5. There comes a time when you should stop expecting other people to make a big deal about your birthday. That time is: age 11.
6. There is a very fine line between "hobby" and "mental illness."
7. People who want to share their religious views with you almost never want you to share yours with them.
People under the age of 35 who own their own home are now in the minority, because soaring prices make it impossible for young people to get on to the housing ladder.
Only 49 per cent of under-35s are home owners, compared to 59 per cent in 2001, says Propertyfinder, the estate agency website.
