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Creating a nest egg is considered key for people trying to beat poverty. An experimental program called IDAs -- individual development accounts -- help low-income people save money. The program matches savings twice -- up to $2,000 -- by the federal government and a community- based non-profit. IDAs have helped some 20,000 working-poor families begin to accumulate assets.
Trail link: http://trailfire.com/sweetpea/trails/36613
Summary: http://trailfire.com/sweetpea/trailview/36613
Summary: http://trailfire.com/sweetpea/trailview/36613
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Creating a nest egg is considered key for people trying to beat poverty. An experimental program called IDAs -- individual development accounts -- help low-income people save money. The program matches savings twice -- up to $2,000 -- by the federal government and a community- based non-profit. IDAs have helped some 20,000 working-poor families begin to accumulate assets.
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It's a bit soon to tell if American consumers made -- and are keeping -- New Year's resolutions to save more money this year. But they should. The number-crunching folks at the U.S. Commerce Department's Bureau of Economic Analysis dished out some discouraging news recently, saying that Americans spent more than they earned in 2005 -- a negative savings rate of 0.5% for the year. That's the first time that's happened since the Great Depression.
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How much you save has little to do with how much you make, a study suggests. So forget the excuses; here's a roadmap for finding money you didn't know you had.
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There's more to saving money than creating a budget and not buying the fancy stuff. Here are 101 tips to make the most out of your paycheck and save a few extra dollars.
